Typically I file all of my bankruptcy clients’ cases through the internet by a service called E-file. Last week I had to physically visit the Eastern District Bankruptcy Court to file a case because the e-filing system was down. While waiting for the clerk to input my client’s information into the court’s database, I saw at least 3 pro se (no lawyer) debtors walk in, trying to file for bankruptcy or pleading for assistance. One debtor in particular, was a frantic elderly woman, on the verge of tears. It seemed that the trustee had placed her house for sale, and now she was left homeless, sleeping on a family member’s couch at 81 years old.
I sat back in my chair thinking how can this happen to this poor woman, how come there was nobody advocating for this lady’s rights. Only one answer came to mind: she didn’t have a lawyer. This case is a perfect example on why you should not represent yourself. Filing for bankruptcy pro se is usually a mistake. Bankruptcy law is very complex and filled with nuances – some bankruptcy lawyers themselves have difficulty comprehending certain provisions. I see debtors posting bankruptcy questions on forums daily trying to rescue themselves from the mess that they created. Some are on the verge of losing their assets and have to expend a significant amount of money to correct the problem. These debtors quickly realize just how expensive filing pro-se can be. If you are considering bankruptcy, then you should contact an experienced bankruptcy attorney to file your case. Nothing will be more expensive than going pro-se or hiring a cheap lawyer.
Mishiyeva Law- Bankruptcy Lawyer NYC 80 Wall Street New York, NY 10005 (646) 736-6328 kmbankruptcylawyerny.com